Archive for November, 2008
Sunday, November 30th, 2008
Whether you need advice about buying or selling home, investing in rental properties, or just want to add your expertise to someone just starting out, this is the place to voice your opinion. Leave a post about a new topic, or leave a comment about a current question…
Posted in Uncategorized | 1 Comment »
Sunday, November 30th, 2008
drdocaj asked: Here’s what happened: We’re renting a home. Saturday at some point in the early morning, one of the kids, got up, used the bathroom, flushed the toilet and went back to bed. Around 9:15am I got up opened my bedroom door and stepped into a flooded hall way. Not just the hall, but it went into all of the four bedrooms and part of the laminate flooring in the family room. Which, is now buckling up. We can’t get a hold of the landlord, I’m thinking they are out of town, because they always get right back to us. Anyways, I’m just wondering if something like this is covered with a homeowners policy and if not, who is responsible? Is this considered an accident? We have renter’s insurance, but it only covers our personal belongings. I’m thinking all of the carpet will need replacing, we have already pulled it up and took out the pad, meanwhile our house smells like s**t! No **** overflowed, but the carpet just stinks!
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Tags: Carpet, Poop, Renter Insurance, Renter S Insurance
Posted in Renting Real Estate | 3 Comments »
Sunday, November 30th, 2008
new home owner asked: We recently purchased a home, built in 1951. The local building inspector slapped a “Vacant” sticker on the property and revoked occupancy (he said there was a ***** in the exterior foundation wall). We have had possession for only 1 week. The house is pretty empty because we are replacing flooring and painting. There is running water, adequate septic field and a sleeping bag to constitute someone living there. What legal rights do we have? The inspector’s reasoning is shaky when questioned. Do they have any right to enter the house to inspect?
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Tags: Advice, Crack, Painting, Running Water
Posted in Government | 2 Comments »
Saturday, November 29th, 2008
Albert T asked: I bought a new house and havent sold the first one yet? Can i deduct mortgage interest from both? What about real estate taxes? Both houses are in NY city.
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Tags: Federal Tax Return, Houses, Mortgage Interest, Real Estate Taxes
Posted in United States | 4 Comments »
Saturday, November 29th, 2008
kristensfamily2006 asked: I am wanting to insulate my home and the inspector said that foam would be the best and I am not sure if i could do it or even how much it would cost.
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Posted in Maintenance Repairs | 2 Comments »
Saturday, November 29th, 2008
?Bo$$ Lady? asked: able to take the course is online. So, from your own experience or knowledge, would anyone on here happen to know of any GREEAAAT online real estate courses? OK, I know a few, but I am just trying to get other suggestions/opinions before I select one and dive in head first. All answers, opinions, or suggestions are greatly appreciated.
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Tags: Becoming A Real Estate Agent, Online Courses, Real Estate Agent, Real Estate Courses
Posted in Renting Real Estate | 2 Comments »
Thursday, November 27th, 2008
Mia asked: I have good credit (my Fico score is in the mid-700s)
I am considering leasing a car sometime this year, and this might be a dumb question but…
How does it affect your credit…does it count as an actual debt?
Lets say I leased a car. If I wanted to calculate my debt to income ratio, would that be included as debt?
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Tags: Debt To Income Ratio, Dumb Question, Fico Score, Leasing A Car, Leasing Car
Posted in Credit | 7 Comments »
Thursday, November 27th, 2008
boosiebabii asked: which caused my apt.to flood causing damage to my computer.well i had no renters insurance and management said their not responsible because i should ve had insurance so i like to know is that true or not
Kansieo.com
Tags: Apartment Complex, Flood, Hello, Pipes
Posted in Decorating Remodeling | 1 Comment »
Wednesday, November 26th, 2008
drf2684 asked: When applying for loans should I indicate that I plan on using this as my primary residence or apply as a rental? I know what I should do, but I want to know what the common practice is. A mortgage broker friend told me I would be stupid to get a loan as a rental property and to say it was my primary.
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Tags: Loans, Mortgage Broker, Rental Property, Stupid
Posted in Renting Real Estate | 5 Comments »
Tuesday, November 25th, 2008
Carl G asked: Im buying a house with a 1990 Rane heat pump. It is under contract. Can I do any tests myself to see if is in good working order? Basically I dont want to buy the house then have it go bad. I am pretty good mechanically. I will have a home inspector, but what I understand is they cant take anything apart or open up anything. Thanks for any info…
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Tags: Buying A House, Heat Pump, Home Heat, Rane
Posted in Maintenance Repairs | 2 Comments »
